When it comes to availing a personal loan, what is the first thing that comes to your mind? Is it the rate of interest, loan amount or the tenure? But have you ever paid attention to the lender from where you are getting the loan? Yes, it is highly important to avail a loan from a renowned or reputed lender as you are going to invest your hard earned money in the same.
So, here’s presenting HDFC Personal Loan, fulfilling all your needs in a best possible way. Be it travelling to your favorite foreign location, renovating a home, buying a new home appliance or child education, a personal loan can be availed to meet any personal need of yours.
However, keeping this thing into consideration, HDFC bank offers a loan, wherein all your desires can easily be fulfilled. You can avail the loan at an interest rate ranging between 15.75%-20% p.a. for upto 5 years. The maximum loan amount offered by the bank is Rs.15 Lakhs Along with a processing fee of 2.50% of the loan amount. To have more insight about the product, go through the article below.
HDFC Bank Personal Loan Eligibility-
If you are a salaried individual, doctor, CA, an employee of a leading private firm or an employee of central, state or local bodies, you can easily avail a loan from this bank. But to avail the same, you need to meet the eligibility norms set by the lender. For your reference, below is the eligibility criteria mentioned.
- The applicant must be aged between 21-60 years
- The applicant must have 2 years of prior work experience
- He/she must have minimum 1 year of experience in current organization
- Must be earning a minimum monthly income of Rs.12,000-15,000
HDFC Personal Loan Diva-
The bank offers special personal loan scheme for women to fulfill their dreams by meeting their financial requirements. This tailor-made personal loan for women comes with a host of privileges and benefits, and can easily be availed by today’s modern women. The best thing about this loan is the fact that it is available with a pre-approved loan amount of Rs.3 Lakh, hence can give wings to your dreams.
Documents Required to Avail the Loan-
Below is a list of documents required to avail the personal loan from the lender.
- Proof of Identity: Copy of passport/voter ID card/driving license
- Proof of Address: Copy of ration card/telephone or electricity bill/rental agreement/passport
- Last 3 months bank statement/6 months bank passbook
- Latest salary slip/current dated salary certificate with the latest form16
Personal Loan Eligibility Calculator-
So, now that you know your HDFC Personal Loan eligibility criteria for a personal loan, but have you ever paid attention on how to calculate your eligibility? If not, this article is for you. With the help of an eligibility calculator, you would be able to know how much loan amount you can actually avail from the lender in order to meet your desires. This smart and time-saving tool works effortlessly and gives you the results instantly.